Winchester Bancorp, Inc. (WSBK) · Full Year 2026
WSBK — FY2026 (Annual) Financial Report Analysis
Winchester Bancorp swung to a $4.4M profit in its first full year as a public company as deposit costs fell and loan yields rose, lifting net interest margin 50bp to 2.55% — but the 10-K discloses the bank is operating outside its board’s own interest-rate-risk limits by choice.