Financial Report Insights

Iceland interest rate

Central Bank of Iceland

Policy rate
8.00%
Sep 22, 2026
Last move
+0.25 pt
Aug 2026
Inflation
5.6%
Aug 2026
10-year bond yield
2.93%
Aug 2026

The policy rate set by the Central Bank of Iceland is 8.00% as of Sep 22, 2026. Its most recent move: it raised its rate from 7.75% to 8.00% (Aug 2026). The rate is 0.50 percentage points higher than a year earlier. With consumer prices up 5.6% over the 12 months to Aug 2026, the real rate (policy rate minus inflation) is +2.4%: borrowing costs are above inflation.

Policy rate over the past two years

Aug 2024Sep 22, 2026
Sep 22, 2026: 8.00%

Rate changes

WhenDecisionFromToChange
Aug 2026Hike7.75%8.00%+0.25 pt
May 2026Hike7.50%7.75%+0.25 pt
Mar 2026Hike7.25%7.50%+0.25 pt
Nov 2025Cut7.50%7.25%−0.25 pt
May 2025Cut7.75%7.50%−0.25 pt
Mar 2025Cut8.00%7.75%−0.25 pt
Feb 2025Cut8.50%8.00%−0.50 pt
Nov 2024Cut9.00%8.50%−0.50 pt
Oct 2024Cut9.25%9.00%−0.25 pt

Changes between month-end rates, plus the latest daily reading. Two decisions in one month show up as a single change.

Inflation (% vs a year earlier)

Aug 2024Aug 2026
Aug 2026: 5.6%

10-year government bond yield

Aug 2024Aug 2026
Aug 2026: 2.93%

Other central banks in Europe

Source: BIS; inflation: IMF CPI; bond yield: IMF monetary statistics. Updated daily. All central bank rates · Iceland economy dashboard