Financial Report Insights

Nigeria interest rate

Central Bank of Nigeria

Policy rate
27.00%
Apr 2026
Last move
None
in the past year
Inflation
15.4%
Aug 2026
10-year bond yield
–
not available

The policy rate set by the Central Bank of Nigeria is 27.00% as of Apr 2026. It has not changed the rate in the past year. With consumer prices up 15.4% over the 12 months to Aug 2026, the real rate (policy rate minus inflation) is +11.6%: borrowing costs are above inflation.

Policy rate over the past two years

Apr 2024Apr 2026
Apr 2026: 27.00%

Rate changes

WhenDecisionFromToChange
Sep 2025Cut27.50%27.00%−0.50 pt
Nov 2024Hike27.25%27.50%+0.25 pt
Sep 2024Hike26.75%27.25%+0.50 pt
Jul 2024Hike26.25%26.75%+0.50 pt
May 2024Hike24.75%26.25%+1.50 pt

Changes between month-end rates. Two decisions in one month show up as a single change.

Inflation (% vs a year earlier)

Aug 2024Aug 2026
Aug 2026: 15.4%

Other central banks in Africa

Source: IMF monetary statistics; inflation: IMF CPI. Updated daily. All central bank rates · Nigeria economy dashboard