Financial Report Insights

South Korea interest rate

Bank of Korea

Policy rate
3.00%
Aug 28, 2026
Last move
+0.25 pt
Aug 28, 2026
Inflation
3.1%
Aug 2026
10-year bond yield
4.29%
Aug 2026

The policy rate set by the Bank of Korea is 3.00% as of Aug 28, 2026. Its most recent move: it raised its rate from 2.75% to 3.00% (Aug 28, 2026). The rate is 0.50 percentage points higher than a year earlier. With consumer prices up 3.1% over the 12 months to Aug 2026, the real rate (policy rate minus inflation) is −0.1%: borrowing costs are below inflation.

Policy rate over the past two years

Jul 2024Aug 28, 2026
Aug 28, 2026: 3.00%

Rate changes

WhenDecisionFromToChange
Aug 28, 2026Hike2.75%3.00%+0.25 pt
Jul 2026Hike2.50%2.75%+0.25 pt
May 2025Cut2.75%2.50%−0.25 pt
Feb 2025Cut3.00%2.75%−0.25 pt
Nov 2024Cut3.25%3.00%−0.25 pt
Oct 2024Cut3.50%3.25%−0.25 pt

Changes between month-end rates, plus the latest daily reading. Two decisions in one month show up as a single change.

Inflation (% vs a year earlier)

Aug 2024Aug 2026
Aug 2026: 3.1%

10-year government bond yield

Jan 2026Aug 2026
Aug 2026: 4.29%

Other central banks in Asia

Source: BIS; inflation: IMF CPI; bond yield: OECD. Updated daily. All central bank rates · South Korea economy dashboard