Financial Report Insights

Costa Rica interest rate

Policy rate
3.00%
Aug 2026
Last move
−0.25 pt
Jul 2026
Inflation
-0.3%
Jun 2026
10-year bond yield
6.28%
Aug 2026

The policy rate set by the central bank of Costa Rica is 3.00% as of Aug 2026. Its most recent move: it cut its rate from 3.25% to 3.00% (Jul 2026). The rate is 0.50 percentage points lower than a year earlier. With consumer prices up -0.3% over the 12 months to Jun 2026, the real rate (policy rate minus inflation) is +3.3%: borrowing costs are above inflation.

Policy rate over the past two years

Aug 2024Aug 2026
Aug 2026: 3.00%

Rate changes

WhenDecisionFromToChange
Jul 2026Cut3.25%3.00%−0.25 pt
Dec 2025Cut3.50%3.25%−0.25 pt
Sep 2025Cut3.75%3.50%−0.25 pt
Jul 2025Cut4.00%3.75%−0.25 pt
Oct 2024Cut4.25%4.00%−0.25 pt
Sep 2024Cut4.75%4.25%−0.50 pt

Changes between month-end rates. Two decisions in one month show up as a single change.

Inflation (% vs a year earlier)

Jul 2024Jun 2026
Jun 2026: -0.3%

10-year government bond yield

Jan 2026Aug 2026
Aug 2026: 6.28%

Other central banks in Central America

Source: IMF monetary statistics; inflation: IMF CPI; bond yield: OECD. Updated daily. All central bank rates · Costa Rica economy dashboard