Guatemala interest rate
- Policy rate
- 3.50%
- Aug 2026
- Last move
- −0.25 pt
- Feb 2026
- Inflation
- 2.3%
- Jun 2026
- 10-year bond yield
- –
- not available
The policy rate set by the central bank of Guatemala is 3.50% as of Aug 2026. Its most recent move: it cut its rate from 3.75% to 3.50% (Feb 2026). The rate is 0.50 percentage points lower than a year earlier. With consumer prices up 2.3% over the 12 months to Jun 2026, the real rate (policy rate minus inflation) is +1.2%: borrowing costs are above inflation.
Policy rate over the past two years
Aug 2026: 3.50%
Rate changes
| When | Decision | From | To | Change |
|---|---|---|---|---|
| Feb 2026 | Cut | 3.75% | 3.50% | −0.25 pt |
| Nov 2025 | Cut | 4.00% | 3.75% | −0.25 pt |
| Sep 2025 | Cut | 4.25% | 4.00% | −0.25 pt |
| Aug 2025 | Cut | 4.50% | 4.25% | −0.25 pt |
| Nov 2024 | Cut | 4.75% | 4.50% | −0.25 pt |
| Sep 2024 | Cut | 5.00% | 4.75% | −0.25 pt |
Changes between month-end rates. Two decisions in one month show up as a single change.
Inflation (% vs a year earlier)
Jun 2026: 2.3%
Other central banks in Central America
Source: IMF monetary statistics; inflation: IMF CPI. Updated daily. All central bank rates · Guatemala economy dashboard